Critical illness cover

Providing financial security when the unexpected happens to you, your family, or a business colleague. This protection pays a lump sum in the event of a critical illness, such as a heart attack or other serious illness such as cancer.

People are often confused at what exactly the difference is between critical illness cover and private medical insurance. Medical insurance only pays for the cost of medical & hospital treatment, whilst critical illness cover can provide a pre determined lump sum, for example this could be used to pay off your mortgage if you were diagnosed with cancer, suffered a stroke or heart attack. It’s just like having life assurance, but you benefit from it if you suffer a serious illness.